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2. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

3. Does Debt Consolidation Hurt Your Credit?

   www.aol.com/finance/does-debt-consolidation-hurt...

   Learn how debt consolidation can impact your credit. See the long-term effects on your credit score and how debt management can improve your credit.

4. Pros and cons of debt consolidation: Is it a good idea?

   www.aol.com/finance/pros-cons-debt-consolidation...

   A debt consolidation loan may temporarily lower your credit score by a few points due to the hard credit inquiry. But, over time, consolidation could improve your score. But, over time ...

5. Debt consolidation vs. debt payoff vs. debt counseling: What ...

   www.aol.com/finance/debt-consolidation-vs-debt...

   Case study: Debt consolidation for $25,000 in credit card debt. ... Debt management plans may affect credit card access. Quality of service varies between agencies.

6. 3 Signs Debt Consolidation Isn’t the Right Option for You

   www.aol.com/finance/3-signs-debt-consolidation...

   Debt consolidation can give your finances a fresh start. If you're sitting atop a mountain of considerable debt, combining it into one payment can help you get back on track -- but it isn't for...

7. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

   www.aol.com/8-ways-debt-consolidation-loan...

   Increased Credit Score: While this may take time, a debt consolidation loan can improve your credit score by making on-time payments easier, thus lowering your credit utilization. Having multiple ...