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2. Debt consolidation vs. debt payoff vs. debt counseling: What ...

   www.aol.com/finance/debt-consolidation-vs-debt...

   While debt consolidation is a way to combine multiple debts into one new loan, debt settlement — also called debt relief — involves a negotiation between a for-profit debt settlement company ...

3. How does debt consolidation work? Answers from someone who’s ...

   www.aol.com/finance/debt-consolidation-loans...

   The most important thing after taking out a debt consolidation loan is to avoid taking on more debt. Extra debt could defeat the purpose of taking the loan in the first place. ... If that happens ...

4. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Debt consolidation combines multiple debts into a single loan, often with a lower interest rate. The goal of consolidating debt is often to simplify monthly payments or reduce your interest rate.

5. What is a debt consolidation loan — and can it help you lower ...

   www.aol.com/finance/what-is-a-debt-consolidation...

   A debt consolidation loan is a type of personal loan that you can use to manage and pay off high-interest debt, like credit cards. These loans allow you to roll multiple outstanding balances into ...

6. Pros and cons of debt consolidation: Is it a good idea?

   www.aol.com/finance/pros-cons-debt-consolidation...

   A debt consolidation loan may temporarily lower your credit score by a few points due to the hard credit inquiry. But, over time, consolidation could improve your score.

7. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   Unsecured debt, such as credit cards, student loans, medical bills and high-interest loans can all be consolidated. Debt consolidation is when you take out a new loan to pay off multiple debts and ...