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In June 2006, the FSA created its Retail Distribution Review (RDR) programme which they maintained would enhance consumer confidence in the retail investment market. The RDR came into force on 31 December 2012. [14] The RDR was expected to have a significant impact on the way in which financial services are delivered to retail investors in the ...
Rat für deutsche Rechtschreibung (RdR), German-language regulator; Retail Distribution Review, a review carried out by the UK Financial Services Authority into the advising of retail investment products
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F9 kept 219 locations and one distribution center open while closing the other 211 locations within twelve weeks. [193] Macy's announced plans in March 2017 to close at least 68 stores and eliminate more than 10,000 jobs. [194] In January 2020, the chain announced that it would close 125 additional stores by the end of 2022. [195]
The Financial Stability Board (FSB) is an international body that monitors and makes recommendations about the global financial system. It was established in the 2009 G20 Pittsburgh Summit as a successor to the Financial Stability Forum (FSF).
There is a clear loop-hole in the RDR regulations which enables IFA's to easily exploit and mask transparency of charges. This completely goes against everything which RDR set out to achieve.
The separation of investment and retail banking aims to protect the "utility" aspects of day-to-day banking from being endangered by losses sustained by higher-risk investment activities ("casino banking"). This can take the form of a two-tier structure in which a company is banned from doing both activities, or enforcing a legal ring-fence ...
FSB is a member-led, not-for-profit and non-party political organisation. [3] FSB is a lobbying organisation representing small firms and the self-employed to UK, national, local and devolved government. [4] FSB offers its members a range of benefits, such as a 24-hour legal advice line and free business banking. [5]