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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Deposits and interest earned within a CD’s term are protected by the Federal Deposit Insurance Corporation (FDIC) or National Credit Union Administration (NCUA) for up to $250,000 per account ...

3. Best CD rates today: Enter 2025 with guaranteed yields ... - AOL

   www.aol.com/finance/best-cd-rates-today-enter...

   At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...

4. With Rates at 5.15%, Should You Put CDs in Your Roth IRA? - AOL

   www.aol.com/rates-5-15-put-cds-133011631.html

   Interest on a CD is taxable as ordinary income, but the potential tax savings from using Roth IRA money for CDs typically isn't worth it. Consider that the best 5-year CD rates are currently ...

5. Best CD rates today: With Fed rate cut odds surging, here's ...

   www.aol.com/finance/best-cd-rates-today-with-fed...

   Today's best rates of returns are found at FDIC-insured digital banks and online accounts paying out a limited promotion of up to 5.25% APY on a 10-month CD at Langley Federal Credit Union and up ...

6. The pros and cons of getting a money market account ... - AOL

   www.aol.com/finance/pros-cons-getting-money...

   The Federal Deposit Insurance Corporation (FDIC) and National Credit Union Administration (NCUA) insure up to $250,000 in a money market account, so you can be confident you won’t lose your ...

7. Money market accounts vs. money market funds: How these two ...

   www.aol.com/finance/money-market-account-vs...

   Many banks offer tiered interest rates — the more you deposit, the higher your rate. For example, you might earn 3.50% APY on balances of under $10,000 and 4.00% APY on anything above that ...