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  2. Endowment mortgage - Wikipedia

    en.wikipedia.org/wiki/Endowment_mortgage

    An endowment mortgage is a mortgage loan arranged on an interest-only ... UK banks and insurance providers have paid out approximately £2.2 billion in compensation. [4]

  3. Endowment policy - Wikipedia

    en.wikipedia.org/wiki/Endowment_policy

    An endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death. [1] [2] These are long-term policies, often designed to repay a mortgage loan, with typical maturities between ten and thirty years within certain age limits.

  4. Endowment selling - Wikipedia

    en.wikipedia.org/wiki/Endowment_selling

    The projected endowment returns used in selling these types of products was often in excess of 10%pa. As these levels of return have not been achieved over recent years, many endowments are currently maturing (or are projected to mature) with a significant shortfall. This has led to endowment misselling compensation claims being made in the UK.

  5. Financial Services Compensation Scheme - Wikipedia

    en.wikipedia.org/wiki/Financial_Services...

    The Financial Services Compensation Scheme (FSCS) is the UK's statutory compensation scheme for customers of UK authorised financial services firms. This means it can step in to pay compensation if a firm is unable, or likely to be unable, to pay claims against it. Compensation can be in any form and by any method it determines is appropriate. [1]

  6. Emcas - Wikipedia

    en.wikipedia.org/wiki/Emcas

    EMCAS was a Financial Claims Management Company based in Torquay, United Kingdom, with offices in Exeter, Paignton and Taunton.Established in 2003, EMCAS was one of the largest Claims Management Companies in the UK, employing over 350 staff [1] to help consumers claim back money lost from mis-sold financial products including savings and investments, endowment mortgages, pensions and payment ...

  7. Should You Repay Your Mortgage or Invest in Stocks? - AOL

    www.aol.com/news/2014-02-23-should-you-repay...

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  8. Equity release - Wikipedia

    en.wikipedia.org/wiki/Equity_release

    Two types of equity release product are available in the UK: a lifetime mortgage and a home reversion plan. A lifetime mortgage is a loan secured against the borrower's property where the borrower retains full ownership of their home. Interest accrues on a compound interest basis unless the borrower pays the interest in full each month.

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