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Wise offers three products: Wise Account, Wise Business, and Wise Platform. Wise is not a bank, as it states it does not lend out customer money to others. [35] However, it offers accounts through Wise Account for customers to hold their money while sending, receiving, and spending. [3]
This can range from using a smaller unlicensed Money Transfer Operator (MTO) [6] to the sending of physical money in the mail, or through a friend or family member. Informal methods of transfer have been historically the most popular methods for immigrants and workers to send money to their families back home.
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The United States accounts for the largest portion of official remittances, followed by the United Kingdom, Italy, Canada, Spain and France. On the African continent, Egypt, Equatorial Guinea, Chad, Libya, and South Africa are important source countries of remittance flows to Nigeria, while China is the biggest remittance-sending country in Asia.
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Stripe, Inc. is an Irish-American [3] multinational financial services and software as a service (SaaS) company dual-headquartered in South San Francisco, California, United States, and Dublin, Ireland. [4] [5] The company primarily offers payment-processing software and application programming interfaces for e-commerce websites and mobile ...
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