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  2. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [ 36 ] 2004 research study found fewer than 40% of consumers who lived in high-Black Indigenous and people of color [BIPOC] neighborhoods had credit scores of over 701.

  3. 7 Myths About Credit Scores That Most People Believe - AOL

    www.aol.com/finance/7-myths-credit-scores-most...

    Closing a card account reduces the amount of your total available credit, which can hurt your score by increasing your credit-utilization rate. Myth 3: Checking Your Credit Report Will Hurt Your Score

  4. How to Fix the Broken College Board

    www.aol.com/fix-broken-college-board-145100577.html

    The College Board says that the academic merit of the courses rests on the approval of committees of six educators. That’s what its website says. I should check if it still says that, but that ...

  5. AP World History: Modern - Wikipedia

    en.wikipedia.org/wiki/AP_World_History:_Modern

    In 2012, the head of AP Grading, Trevor Packer, stated that the reason for the low percentages of 5s is that "AP World History is a college-level course, & many sophomores aren't yet writing at that level." 10.44 percent of all seniors who took the exam in 2012 received a 5, while just 6.62 percent of sophomores received a 5.

  6. List of common misconceptions - Wikipedia

    en.wikipedia.org/wiki/List_of_common_misconceptions

    The Coca-Cola bottle's contour bottle was not designed by famous industrial designer Raymond Loewy. The common image of Santa Claus (Father Christmas) as a jolly large man in red garments was not created by the Coca-Cola Company as an advertising tool. Santa Claus had already taken this form in American popular culture by the late 19th century ...

  7. Are credit scores the ultimate scam? - AOL

    www.aol.com/credit-scores-ultimate-scam...

    The mobile provider had run a “hard” credit search on me – which involves a review of someone’s credit record, often impacting their credit score – and this search in itself had knocked ...

  8. Credit scorecards - Wikipedia

    en.wikipedia.org/wiki/Credit_scorecards

    Credit scores usually range from 300 to 850 showing the customer's creditworthiness. A customer with a high credit score shows that they are creditworthy and banks will have no problem giving them a loan. If a customer has a low credit score then banks would be hesitant to give out a loan and if they do it might be with a higher interest rate.

  9. A few credit misconceptions cleared up - AOL

    www.aol.com/news/2009-04-19-a-few-credit...

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