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2. How To Calculate APR: Your Guide - AOL

   www.aol.com/finance/calculate-apr-guide...

   If the card provider’s credit card interest rate is 16%, the consumer credit card rate will be 8% prime rate + 16% card interest rate = 24% APR. How To Calculate APR on a Car Loan Here’s how ...

3. What is APR on a credit card? - AOL

   www.aol.com/finance/apr-credit-card-190100668.html

   Daily rate. Find this rate by dividing your credit card’s purchase APR by 365 — the number of days in a year. Average daily balance. Add up your balances at the end of each day in the billing ...

4. Credit card interest - Wikipedia

   en.wikipedia.org/wiki/Credit_card_interest

   Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.

5. What Is Purchase APR? - AOL

   www.aol.com/finance/purchase-apr-113010110.html

   Credit card companies calculate APR by multiplying the daily rate — called a periodic interest rate — by 365 to land on the rate advertised to you. For example, a periodic rate of 0.06457% ...

6. How to calculate credit card interest and save yourself money

   www.aol.com/news/2010-04-16-how-to-calculate...

   The chart for this sample bill also showed that if you double the minimum payment, which in this case would be $341, you could pay the card off in three years and save nearly $5,000 in interest ...

7. Annual percentage rate - Wikipedia

   en.wikipedia.org/wiki/Annual_percentage_rate

   The term annual percentage rate of charge (APR), [1] [2] corresponding sometimes to a nominal APR and sometimes to an effective APR (EAPR), [3] is the interest rate for a whole year (annualized), rather than just a monthly fee/rate, as applied on a loan, mortgage loan, credit card, [4] etc. It is a finance charge expressed as an annual rate.