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Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement
As of Jan. 1, 2026, minimum auto insurance coverage in New Jersey will be: $35,000 bodily injury liability per person. $70,000 bodily injury liability per accident. $35,000 uninsured/underinsured ...
For example, in Hawaii, the fine for driving without insurance can range from $100 to $5,000, while Iowa does not have a maximum or minimum fine set. In most cases, even if you do not receive a ...
Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.
Uninsured motorist clause. An uninsured motorist clause is a provision commonly found in United States automobile insurance policies that provides for a driver to receive damages for any injury he or she receives from an uninsured, negligent driver. The owner of the policy pays a premium to the insurance company to include this clause.
Since the 1990s, young people have generally been less likely to start driving as teenagers than in previous decades. [7] In 2018, 61% of 18-year-olds and 25% of 16-year-olds in the US had drivers licenses, a decline from 80% and 46%, respectively, in 1983. [7]
Yes, the police can tow your car for not having insurance in many states. If you are caught driving an uninsured vehicle, you may receive a citation to appear in court with proof of insurance and ...
New Jersey Surcharge is a program that the State of New Jersey uses for charging additional fees through the Department of Motor Vehicles that are generally two to three times the amount of the fine for a traffic violation . The program was originally created to help subsidize insurance bonds for drivers who could not afford insurance, but the ...