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Right now, you can find the highest rates of up to 5.10% APY on terms of 6 to 13 months, with longer terms offering yields that can help you hedge against lower rates in the future.
CD rates strongly track with the key interest rate set by the Federal Reserve, the U.S.'s central bank. This Fed rate is the benchmark that affects rates on deposit accounts, loans, mortgages ...
With economists projecting multiple Fed rate cuts this year, opening a CD right means you can continue earning strong yields of up to 4.27% APY into next year, no matter how low rates drop in the ...
As we gear up to say good-bye to 2024, secure certificates of deposit are still worth a spot on your year-end financial checklist.. Despite three Federal Reserve rate cuts this year, CDs continue ...
At the conclusion of its third rate-setting policy meeting of the year on May 1, 2024, the Federal Reserve left the federal funds target interest rate at a 23-year high of 5.25% to 5.50%, marking ...
At the conclusion of its sixth rate-setting policy meeting of 2024 on September 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 50 basis points to ...
Some of the best CD rates today include, but are not limited to, CommunityWide Federal Credit Union, which offers the highest 6-month CD rate at 4.65% APY, and Bask Bank, which offers 4.65% APY on ...
At the conclusion of its fourth rate-setting policy meeting of 2024 on June 12, 2024, the Federal Reserve kept the federal funds target interest rate steady at a 23-year high of 5.25% to 5.50% ...