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2. Factors that impact your cost of car insurance - AOL

   www.aol.com/finance/factors-impact-cost-car...

   Car insurance companies recognize this diversity and utilize rating factors to group individuals with similar traits in risk pools, allowing for more accurate premium calculations ...

3. Auto insurance risk selection - Wikipedia

   en.wikipedia.org/wiki/Auto_insurance_risk_selection

   Auto insurance risk selection is the process by which vehicle insurers determine whether or not to insure an individual and what insurance premium to charge. Depending on the jurisdiction, the insurance premium can be either mandated by the government or determined by the insurance company in accordance to a framework of regulations set by the government.

4. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   A commonly required liability insurance is $25,000/$50,000/$25,000. Here's how it breaks down: $25,000/$50,000 for personal injury (PI) liability.

5. How to choose the best car insurance company - AOL

   www.aol.com/finance/choose-best-car-insurance...

   The average cost of car insurance can vary drastically from one carrier to another based on a variety of rating factors, including the type of vehicle you drive, your driving history and the ...

6. List of United States insurance companies - Wikipedia

   en.wikipedia.org/wiki/List_of_United_States...

   Between 1870 and 1872, 33 US life insurance companies failed, in part fueled by bad practices and incidents such as the Great Chicago Fire of 1871. 3,800 property-liability and 2,270 life insurance companies were operating in the United States by 1989.

7. Insurance Institute for Highway Safety - Wikipedia

   en.wikipedia.org/wiki/Insurance_Institute_for...

   The Insurance Institute for Highway Safety and Highway Loss Data Institute (IIHS-HLDI) is an American nonprofit organization.It was established in 1959, and it is noted for its safety reviews of vehicles in various simulated traffic situations, including the effectiveness of a vehicle's structural integrity and safety systems during a collision, in addition to examining improvement on such ...