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  2. Flexi Fixed Deposits - Wikipedia

    en.wikipedia.org/wiki/Flexi_Fixed_Deposits

    A Flexi-Fixed deposit has two features that effectively combine the benefits of savings and current accounts and fixed deposits: The "Auto-sweep feature (sweep-in)": The balance in excess of a stipulated amount is automatically transferred to a fixed deposit (FD) account for a default term of one year.

  3. Recurring deposit - Wikipedia

    en.wikipedia.org/wiki/Recurring_deposit

    Tax deducted at source (TDS) applies to recurring deposits in India. If the interest earned on recurring deposits exceeds Rs. 40,000 a year, TDS would be deducted by the bank at the rate of 10%. Income tax is to be paid on interest earned from a Recurring Deposit at the rate of tax slab of the Recurring Deposit holder. Investors without taxable ...

  4. Fixed deposit - Wikipedia

    en.wikipedia.org/wiki/Fixed_deposit

    A fixed deposit (FD) is a tenured deposit account provided by banks or non-bank financial institutions which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It may or may not require the creation of a separate account.

  5. Savings interest rates today: Ring in the new year with APYs ...

    www.aol.com/finance/savings-interest-rates-today...

    60-month (5 year) CD. 1.32%. ... If you earn more than $10 in interest in a calendar year, your bank or financial institution will send you a Form 1099 to file with your annual tax return.

  6. Deposit Insurance and Credit Guarantee Corporation - Wikipedia

    en.wikipedia.org/wiki/Deposit_Insurance_and...

    The Financial Sector Legislative Reforms Commission (FSLRC) was set up by the Government of India, Ministry of Finance, on 24 March 2011, to review and rewrite the legal-institutional architecture of the Indian financial sector. In its report the FSLRC recommended a regulatory structure consisting of seven agencies including a deposit insurance ...

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  8. Public Provident Fund (India) - Wikipedia

    en.wikipedia.org/wiki/Public_Provident_Fund_(India)

    Any amount deposited more than ₹1.5 lacs in a financial year will not earn any interest. The amount can be deposited in lump sum or instalments per year. However, this does not mean a single deposit is made once a month. The Ministry of Finance, Government of India announces the rate of interest for PPF account every quarter. This interest is ...

  9. Actuarial notation - Wikipedia

    en.wikipedia.org/wiki/Actuarial_notation

    By contrast, an annual effective rate of interest is calculated by dividing the amount of interest earned during a one-year period by the balance of money at the beginning of the year. The present value (today) of a payment of 1 that is to be made n {\displaystyle \,n} years in the future is ( 1 − d ) n {\displaystyle \,{(1-d)}^{n}} .