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2. How to determine whether you have federal student loans - AOL

   www.aol.com/finance/determine-whether-federal...

   Credit check. Not for most loans. Yes, requirements vary by institution. ... Federal student loans are distributed by the federal government and assigned to a lender through the Department of ...

3. Federal vs. private student loans: What’s the difference? - AOL

   www.aol.com/finance/federal-vs-private-student...

   Few to no credit requirements: Most federal student loans don’t require a credit check at all. With Direct PLUS Loans, a credit check is used only to determine if you have certain negative items ...

4. Student Loan Checks: Biden Updates When You’ll Get Them - AOL

   www.aol.com/finance/student-loan-checks-biden...

   Although Biden mentioned “checks going out,” much of the relief will come in the form of debt being canceled by loan servicers, with no actual checks involved. ... the federal student loan ...

5. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3] Student loan debt has proliferated since 2006, totaling $1.73 trillion by July 2021. In 2019, students who borrowed to complete a bachelor's degree had ...

6. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   Funding for new direct loans in the Federal Direct Student Loan Program increased from $12.6 billion in 2005 to $17.8 billion in 2008. [7] President Barack Obama organized all new loans under the Direct Loan program by July 2010.

7. Student financial aid in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_financial_aid_in...

   An education loan is a loan taken out by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.