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Health savings accounts, or HSAs, have higher contribution limits in 2025, allowing you to save more for health care expenses if you’re using a high-deductible health care plan.
For 2024, a qualifying insurance plan has a deductible of at least $1,600 for an individual or $3,200 for a family. Not all plans with a high deductible are eligible, so when shopping for an HSA ...
The annual maximum contribution for an HSA (with pre-tax dollars) in 2024 is $4,150 for an individual and $8,300 for a family. If you’re 55 or older, you can take advantage of an extra $1,000 ...
By law, HSA-eligible plans must have a minimum deductible and a maximum out-of-pocket cost for individuals and families. For 2023, HSA-eligible health plans must have:
Health savings account ... For 2024, your plan needs to have a minimum $1,600 deductible for individual coverage or $3,200 deductible for family coverage. Your plan's out-of-pocket maximum must be ...
A follow-up survey by AHIP reported that the number of Americans covered by HSA-qualified plans had grown to 6.1 million as of January 2008 (4.6 million through employer-sponsored plans and 1.5 million covered by individually purchased HSA-qualified plans). HSA-qualified plans represented 27% of new purchases in the individual market, 31% of ...