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  2. Does homeowners insurance cover water damage? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Luckily, homeowners insurance helps cover a wide range of misfortunes, including some types of water damage. But it’s important to be aware of which incidents are covered under your policy and ...

  3. Does homeowners insurance cover plumbing? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Property coverage: Any personal property that is damaged by sudden and accidental water losses will typically be replaced up to your policy’s limit with this type of coverage. For example, if a ...

  4. Does homeowners insurance cover basement flooding? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Water backup coverage: This is an optional coverage that can be added to your primary homeowners policy. It is designed to cover you for water damage caused by a drain or sump pump backup.

  5. Water damage - Wikipedia

    en.wikipedia.org/wiki/Water_damage

    An insurance policy may or may not cover the costs associated with water damage and the process of water damage restoration. While a common cause of residential water damage is often the failure of a sump pump, many homeowner's insurance policies do not cover the associated costs without an addendum which adds to the monthly premium of the policy.

  6. HO-4 insurance: what it covers and who might need it - AOL

    www.aol.com/finance/ho-4-insurance-covers-might...

    Overflow of water or steam from plumbing, HVAC, etc. ... In general, HO-4 insurance policies do not cover damage caused by certain perils, including: Flood. Earthquake. War. Nuclear accident.

  7. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Standard HO-3 home insurance policies cover damage to your home’s structure, other structures on your property and your personal belongings, as well your liability as a homeowner and the cost ...

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