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2. Streamline refinancing - Wikipedia

   en.wikipedia.org/wiki/Streamline_refinancing

   The FHA UFMIP is partially refunded if the borrower refinances through the FHA streamline refinance program. This can lead people to refinance with the FHA to avoid refinancing costs, though better deals may be available on the open market. You cannot use the FHA streamline refinancing program if you are delinquent on the mortgage. [9]

3. Home Affordable Refinance Program - Wikipedia

   en.wikipedia.org/wiki/Home_Affordable_Refinance...

   The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

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5. Refinancing for home improvement: How it works - AOL

   www.aol.com/finance/refinancing-home-improvement...

   Alternatives to a cash-out refinance include home equity loans, HELOCs and credit cards with a 0% APR introductory period. ... You can access the money to improve your home by tapping into your ...

6. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   You can score the best refinance rate by cleaning up your credit before you start applying, and by paying closing costs upfront once you get a loan. But the main point: Shop around.

7. What credit score is needed to refinance your mortgage? - AOL

   www.aol.com/finance/credit-score-refinance...

   The credit score you need to refinance depends on the mortgage lender you work with, your individual situation and often the type of refinance you choose (for example, cash-out versus rate-and-term).