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  2. What is credit monitoring? - AOL

    www.aol.com/finance/credit-monitoring-212027215.html

    Report fraud/identity theft: If you find suspicious activity on your credit reports, contact the credit bureaus and consider filing a police report. You may also consider freezing or locking your ...

  3. What You Need to Do if Your Identity Gets Stolen

    www.aol.com/identity-gets-stolen-111200592.html

    Fraud alerts are free and last for a year, making it more difficult for someone to open a line of credit in your name, because now a business must verify the identity. If you’ve filed a report ...

  4. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...

  5. AnnualCreditReport.com - Wikipedia

    en.wikipedia.org/wiki/AnnualCreditReport.com

    AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

  6. Credit report monitoring - Wikipedia

    en.wikipedia.org/wiki/Credit_report_monitoring

    Credit report monitoring or company tracking is the monitoring of one's credit history in order to detect any suspicious activity or changes. Companies offer such service on a subscription basis, typically granting regular access to one's credit history, alerts of critical changes to one's credit history, and additional services.

  7. Credit freeze - Wikipedia

    en.wikipedia.org/wiki/Credit_freeze

    This form of identity theft occurs when a criminal opens credit in another individual's name. In the credit origination process, access to a credit report is critical for a lender to make a risk assessment. Because a credit freeze effectively stops any access to the credit report, it places a block in the process of issuing credit.

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