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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    No-credit-check loans cater to those with low credit scores or a thin credit history. ... Payday alternative loans (PALs) are small, short-term loans offered by some federal credit unions. Loan ...

  3. Credit Environment India - Wikipedia

    en.wikipedia.org/wiki/Credit_Environment_India

    In fact, 80% of loans sanctioned are to individuals with a credit score of 750 or above. With over 150 Mio individuals’ data on these bureaus, it accounts for almost 25% of India's working population (taking factor into account that 50% of population is below 25) and is a milestone achievement considering only 7 years of operations for these ...

  4. What you need to know about short-term loans - AOL

    www.aol.com/finance/know-short-term-loans...

    No collateral required: Unlike a secured loan, you do not provide collateral, such as a car or a home, to obtain a short-term loan. Lower credit score requirements: The credit requirements ...

  5. Bharat Financial Inclusion - Wikipedia

    en.wikipedia.org/wiki/Bharat_Financial_Inclusion

    In Nov 2015, SKS Microfinance Ltd has cut interest rates by one percentage point to 19.75% on the loans it offers to low-income women borrowers, making it the sole Indian microlender to offer loans at a rate below 20%.The move came after Reserve Bank of India (RBI) decided to double the borrower limit for microfinance loans for less than 24 months.

  6. Ujjivan Small Finance Bank - Wikipedia

    en.wikipedia.org/wiki/Ujjivan_Small_Finance_Bank

    The small finance bank status provided the opportunity to expand Ujjivan's range of loan products, and also to accept deposits rather than relying on other financial institutions to provide funds for the loans. [10] Ujjivan received the final license from the Reserve Bank of India on 11 November 2016 to set up a small finance bank. [11]

  7. How to get a small business loan without collateral

    www.aol.com/finance/small-business-loan-without...

    Term loans can be either short or long term, depending on what you qualify for. Short-term loans tend to offer repayments of 24 months or less. The repayment schedule for term loans is typically ...

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