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  2. No-penalty CD vs. savings account: Which is the best choice ...

    www.aol.com/finance/no-penalty-cd-vs-savings...

    If you choose a savings account over a no-penalty CD, you may face these drawbacks: Variable interest rates. Unlike the fixed-term rates offered by no-penalty CDs, savings account rates can fluctuate.

  3. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Choose a different CD. ... Turn purchases into free travel. ... You might be able to defer taxes on your earned interest if you open a CD as part of a retirement account, like an IRA or 401(k). ...

  4. Is a CD a Good Place for Retirement Savings? - AOL

    www.aol.com/cd-good-place-retirement-savings...

    CDs can be a virtually risk-free option for near-retirees (and savers in general) because you're guaranteed not to lose out on any principal if you open one at an FDIC-insured bank and you limit ...

  5. High-yield savings accounts vs. CDs: Which is best for ... - AOL

    www.aol.com/finance/high-yield-savings-account...

    High-yield savings accounts offer flexibility and access, while certificates of deposit can offer higher interest rates. Compare HYSAs and CDs to find the best for your budget.

  6. Should You Have CDs in Your Retirement Portfolio?

    www.aol.com/cds-retirement-portfolio-130011726.html

    And you can't lose money in a CD the way you might lose cash in the stock market -- open a CD with an FDIC-insured bank, and up to $250,000 of your cash ($500,000 for joint accounts) is protected ...

  7. Best CD rates today: Make your money work harder with high ...

    www.aol.com/finance/best-cd-rates-today-make...

    Money market account. Also called a money market savings account, the rate on an MMA can beat those of traditional savings accounts, with the same flexible access to your money. Higher-risk ...

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