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  2. KiwiSaver - Wikipedia

    en.wikipedia.org/wiki/KiwiSaver

    The KiwiSaver scheme logo. KiwiSaver is a New Zealand savings scheme which has been operating since 2 July 2007. Participants can normally access their KiwiSaver funds only after the age of 65, but can withdraw them earlier in certain limited circumstances, for example if undergoing significant financial hardship or to use a deposit for a first home.

  3. Check verification service - Wikipedia

    en.wikipedia.org/wiki/Check_verification_service

    A negative check database contains a comprehensive list of people who either wrote a bad check at a retail location, paid a bill with a check that was returned, [3] also called "bouncing a check". Historical data check verification services that use a national network with a negative check database can be difficult for consumers and businesses ...

  4. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

  5. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Get your written permission; Tell you how they want to use your credit report; Not misuse your information; Give you a copy of your credit report if the employer decides not to hire or fires you; and, Give you an opportunity to dispute the information contained within your credit report before making a final adverse decision. [11]

  6. What is my credit score if I have no credit history? - AOL

    www.aol.com/finance/credit-score-no-credit...

    Once you get access to a credit card, you can boost your score by keeping your credit utilization, or the amount of credit you’re using compared to your available credit, in check. You should ...

  7. Will doing a voluntary reposession protect your credit?

    www.aol.com/finance/doing-voluntary-reposession...

    There’s a good chance you may owe a deficiency balance. Plan ahead for how you’ll pay this off. Settling the debt can help prevent further damage to your credit. Check your credit report ...