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  2. Automated clearing house - Wikipedia

    en.wikipedia.org/wiki/Automated_Clearing_House

    The ACH operator ensures that the settlement amounts are received from all participants for the cycle, so that the cycle can be executed. The ACH operator informs the destinator's bank of the transaction details. When transaction arrives in the destination bank, the bank executes the transaction: such as crediting the payment to the beneficiary ...

  3. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  4. Return merchandise authorization - Wikipedia

    en.wikipedia.org/wiki/Return_merchandise...

    RMA/RGA comes before the customer permanently relinquishes ownership of the product to the manufacturer, commonly referred to as a return. A return is costly for the vendor and inconvenient for the customer; any return that can be prevented benefits both parties. Returned merchandise requires management by the manufacturer after the return.

  5. Business model canvas - Wikipedia

    en.wikipedia.org/wiki/Business_Model_Canvas

    The business model canvas is a strategic management template that is used for developing new business models and documenting existing ones. [2] [3] It offers a visual chart with elements describing a firm's or product's value proposition, [4] infrastructure, customers, and finances, [1] assisting businesses to align their activities by illustrating potential trade-offs.

  6. OAuth - Wikipedia

    en.wikipedia.org/wiki/OAuth

    OAuth is an authorization protocol, rather than an authentication protocol. Using OAuth on its own as an authentication method may be referred to as pseudo-authentication. [ 26 ] The following diagrams highlight the differences between using OpenID (specifically designed as an authentication protocol) and OAuth for authorization.

  7. Card check - Wikipedia

    en.wikipedia.org/wiki/Card_check

    The current method for workers to form a union in a particular workplace in the United States is a sign-up, and then an election process. In that, a petition or an authorization card with the signatures of at least 30% of the employees requesting a union is submitted to the National Labor Relations Board (NLRB), who then verifies and orders a secret ballot election.

  8. Where is the account number on a check? - AOL

    www.aol.com/finance/where-account-number-check...

    Key takeaways. Your account number is a unique set of numbers designed for your individual bank account when you opened it. On a check, your account number is the longer set of numbers at the ...

  9. Fibre supplements - Wikipedia

    en.wikipedia.org/wiki/Fibre_supplements

    However, research has shown that the average American only consumes 14 to 15 grams per day. [2] To reach the recommended amount of fibre, consumption of dietary fibre from foods (e.g. plants, vegetables, legumes, and grains) instead of supplements is preferred because they contain additional beneficial nutrients and non-nutritive components (e ...