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For example, if your coverage limit was up to $200,000, but the cost of rebuilding your home is $250,000, an extended replacement cost endorsement that covers up to 25 percent more than the policy ...
The term replacement cost or replacement value refers to the amount that an entity would have to pay to replace an asset at the present time, according to its current worth. [1] In the insurance industry, "replacement cost" or "replacement cost value" is one of several methods of determining the value of an insured item. Replacement cost is the ...
Increased fire risk: Wood stoves, unlike gas or electric fireplaces, involve direct flame, producing smoke, ash and creosote/soot buildup. These factors can significantly elevate the risk of fire.
If your home is insured for $100,000, which includes your roof, and you have 125 percent extended replacement cost coverage, you actually have $125,000 in coverage, should the $100,000 not be ...
A fireplace insert [1] is a device that can be inserted into an existing masonry or prefabricated wood fireplace. Fireplace inserts can be fuelled by gas, wood, electricity, coal, or wood pallet. Most fireplace inserts are made from cast iron or steel. Fresh air enters through vents below the insert, where it then circulates around the main ...
Lennox Hearth Products, which was established in 1994 by Lennox International, acquired Whitfield Hearth Products, Superior Fireplace Company and Marco Manufacturing in 1998; Earth Stove and Security Chimneys in 1999; then Country Stoves in 2006.