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2. Conforming loans: What they are and how they work - AOL

   www.aol.com/finance/conforming-loans-203505330.html

   Loan limit – 2023’s limits are $726,200 for a single-family home in most markets, but up to $1,089,300 in higher-cost areas. (In 2024, the limit jumps to $766,550 in most areas and $1,149,825 ...

3. Fascia (architecture) - Wikipedia

   en.wikipedia.org/wiki/Fascia_(architecture)

   The horizontal "fascia board" which caps the end of rafters outside a building may be used to hold the rain gutter. The finished surface below the fascia and rafters is called the soffit or eave. In classical architecture, the fascia is the plain, wide band (or bands) that make up the architrave section of the entablature, directly above the ...

4. What is a mortgage? A definitive guide for aspiring homeowners

   www.aol.com/finance/mortgage-definitive-guide...

   Conventional loans – A conventional mortgage is not backed by the government or government agency; instead, it is made and guaranteed through a private-sector lender (bank, credit union ...

5. Types of Mortgage Loans: What Homebuyers Need To Know - AOL

   www.aol.com/types-mortgage-loans-homebuyers-know...

   Minimum down payment: 5% for primary home (3% for certain loans for lower-income buyers); 10% for second home; 15% for investment property Maximum debt-to-income ratio: 45% Minimum credit score: 620

6. Gap financing - Wikipedia

   en.wikipedia.org/wiki/Gap_financing

   Gap financing is a term mostly associated with mortgage loans or property loans. [1] It is an interim loan given by a bank to a person until they can get money from somewhere else, often so that they are able to buy another house before they sell their own.

7. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   Removing mortgage insurance premium by paying down the loan has become more difficult with FHA loans as of 2013. [3] The program originated during the Great Depression of the 1930s when the rates of foreclosures and defaults rose sharply, and the program was intended to provide lenders with sufficient insurance. The government subsidized some ...