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For example, an insurance company is not likely to cover a 40-year-old roof on a replacement cost basis, since the roof is probably in poor condition and may be more susceptible to damage. Pros ...
Mortgage insurance is an insurance policy that protects the mortgage lender, but the borrower is the one who pays for it. With mortgage insurance, the lender or titleholder is covered in case you ...
Bankrate knows that the two insurance types can be confusing, so our team of insurance experts put together this guide on what new homeowners need to know about mortgage insurance vs. home ...
In the United States, most home buyers borrow money in the form of a mortgage loan, and the mortgage lender often requires that the buyer purchase homeowner's insurance as a condition of the loan, in order to protect the bank if the home is destroyed. Anyone with an insurable interest in the property should be listed on the policy.
Fascia (/ ˈ f eɪ ʃ ə /) is an architectural term for a vertical frieze or band under a roof edge, or which forms the outer surface of a cornice, visible to an observer. [ 1 ] Typically consisting of a wooden board, unplasticized PVC (uPVC), or non-corrosive sheet metal, many of the non-domestic fascias made of stone form an ornately carved ...
The basic FHA mortgage insurance program is Mortgage Insurance for One-to-Four-Family Homes (Section 203(b)). [24] FHA allows first time homebuyers to put down as little as 3.5% and receive up to 6% towards closing costs. However, some lenders won't allow a seller to contribute more than 3% toward allowable closing costs.
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