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Along with medical bills and lost earnings, PIP insurance in New York could also cover expenses like household costs. Many states require drivers to have a minimum level of auto insurance coverage ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Other states (Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota and Pennsylvania) require no-fault or personal injury protection insurance ...
Regulation of pre-existing condition exclusions in individual (non-group) and small group (2 to 50 employees) health insurance plans in the United States was left to individual U.S. states as a result of the McCarran–Ferguson Act of 1945 which delegated insurance regulation to the states and the Employee Retirement Income Security Act of 1974 ...
PIP pays for your own medical expenses and damages regardless of who is at fault in the accident. Currently, 12 states are no-fault states and mandate PIP coverage.
Spina Bifida Health Care Benefits Program offers coverage for medical treatment related to birth defects and other medical conditions linked to Spina Bifida. Dependency and Indemnity Compensation is a compensation benefit exempt from taxation, provided to surviving spouses, children, and parents of veterans whose service-connected disabilities ...
The New York Disability Benefits Law (DBL) is article 9 of the Workers' Compensation Law (which is itself chapter 67 of the Consolidated Laws of New York) and creates a state disability insurance program designed to provide employees with some level of income replacement in case of disability caused off-the-job.
Key takeaways. $15,000 of PIP insurance is legally required in New Jersey, but you can purchase up to $250,000 of PIP for additional protection.