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7. When in doubt, pick a student card as your first card. As a student, you can access something valuable in the credit card market — a student credit card. Designed with students in mind, these ...
The credit card issuer will make their final decision only after you’ve submitted a full application, which typically requires a hard credit check. 4. Only spend what you can pay back
These unsecured credit cards are typically easier to qualify for than traditional credit cards. The best student credit cards report your responsible spending and on-time monthly payments to the ...
College students who do decide to obtain a credit card must take the following two actions to build a positive credit history: pay their bills on time every month and only use a portion of their ...
Student credit cards have always given young adults a way to build their credit in real time during the transition into full adulthood. Lenders, however, were naturally leery of extending credit to...
Make sure any outstanding balances on the credit card are paid off in full or transferred to another card. Call the number on the back of your card and speak with a representative to request to ...
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