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  2. Farm operating loans - Wikipedia

    en.wikipedia.org/wiki/Farm_operating_loans

    The interest rate on direct loans is determined by the Farm Service Agency and does not exceed the federal cost of borrowing plus 1 percentage point. However, loans to limited resource borrowers can be made at significantly below market rates. The interest rate on guaranteed loans is negotiated between the borrower and the lender. [2]

  3. Farm ownership loans - Wikipedia

    en.wikipedia.org/wiki/Farm_ownership_loans

    An eligible borrower must be unable to obtain sufficient credit from a commercial lender, but must assure reasonable prospects of success in the farm operation. Loans are made for up to 40 years. The interest rate is determined by USDA, and cannot exceed the cost of funds to the Government plus 1 percentage point. However, direct loans to ...

  4. Federal Farm Loan Act - Wikipedia

    en.wikipedia.org/wiki/Federal_Farm_Loan_Act

    Federal Farm Loan Act; Other short titles: Federal Farm Loan Act of 1916: Long title: An Act to provide capital for agricultural development, to create standard forms of investment based upon farm mortgage, to equalize rates of interest upon farm loans, to furnish a market for United States bonds, to create Government depositaries and financial agents for the United States.

  5. Section 514 loans - Wikipedia

    en.wikipedia.org/wiki/Section_514_loans

    Loans may also be used to repair existing housing for farm labor use. The loans are repayable in 33 years and bear an interest rate of 1%. Applicants, who own farms or who represent farm owners, must demonstrate that the farming operations have a need for farm labor housing and must agree to own and operate the property on a nonprofit basis.

  6. Mortgage and refinance rates for Feb. 20, 2025: Average rates ...

    www.aol.com/finance/mortgage-and-refinance-rates...

    A mortgage point could cost 1% of your mortgage amount, which means about $5,000 on a $500,000 home loan, with each point lowering your interest rate by about 0.25%, depending on your lender and loan.

  7. USDA announces additional $250M in financial assistance for ...

    www.aol.com/usda-announces-additional-250m...

    Oct. 10—WASHINGTON — The U.S. Department of Agriculture announced an additional $250 million in automatic payments for distressed direct and guaranteed farm loan borrowers under Section 22006 ...

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