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  2. How to tell if debt settlement is a good idea for you - AOL

    www.aol.com/finance/tell-debt-settlement-good...

    Credit settlement may help you eliminate credit card balances for less than you owe. However, this debt relief method has several risks. If you’re one of the millions of Americans struggling ...

  3. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    Getting debt relief through debt settlement If you have over $7,500 worth of unsecured debt and your credit is in bad shape, then seeking a program through a good debt relief company may be your ...

  4. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Be sure you can settle the debt before the interest-free period window ends. Debt consolidation loans: With debt consolidation, you transfer multiple smaller debts into one larger loan. These ...

  5. Debt settlement - Wikipedia

    en.wikipedia.org/wiki/Debt_settlement

    Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely. When settlements are finalized, the terms are put in writing.

  6. Best debt relief options for credit card debt - AOL

    www.aol.com/finance/best-debt-relief-options...

    Cons of debt settlement. Negative impact on credit score. Fees associated with the debt settlement process, even if it is unsuccessful. Requirement to adhere to a structured repayment plan

  7. Repossession - Wikipedia

    en.wikipedia.org/wiki/Repossession

    Neither the creditor nor private debt collection agencies may use force or seize property against the will of the debtor. [citation needed] Specific forms of self-help repossession for real estate are legal. For example, a landlord may seize the tenant's property in a rented object if there are outstanding payments. [9]

  8. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

  9. These are the best debt relief options — which is ... - AOL

    www.aol.com/finance/different-debt-relief...

    Debt settlement and bankruptcy may eliminate or reduce your debts but will also damage your credit score. Types of debt relief Here’s a closer look at the four best debt relief options and when ...