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  2. How to get a low-cost mortgage refinance - AOL

    www.aol.com/finance/low-cost-mortgage-refinance...

    2. Consider a no-closing-cost refinance. One way to get a low-cost refinance is to avoid closing costs altogether. With a no-closing-cost refinance, you don’t incur any upfront fees. That can ...

  3. How much are home equity loan closing costs? - AOL

    www.aol.com/finance/much-home-equity-loan...

    To give you an idea of what you might pay in home equity loan closing costs — helping you figure out the overall cost of your home equity loan — here’s a breakdown of the most common charges ...

  4. Refinancing a home equity loan: When and how to do it - AOL

    www.aol.com/finance/refinancing-home-equity-loan...

    For example, one lender might offer a 4.5 percent interest rate with no closing costs, while another could offer 4.25 percent with closing costs. You’d want to choose the latter.

  5. Do you need a down payment to refinance your mortgage? - AOL

    www.aol.com/finance/down-payment-refinance...

    In the typical rate-and-term refinance, which lowers your interest rate and payments and/or shortens your loan term, lenders generally look for an 80 percent loan-to-value ratio (LTV) or lower ...

  6. Do I lose home equity after refinancing? - AOL

    www.aol.com/finance/lose-home-equity-refinancing...

    If you decide you do not want to pay closing costs immediately, many lenders allow you to roll these costs into your refinance loan. For example, if closing costs on your refinancing are $5,000 ...

  7. What exactly goes into closing costs? - AOL

    www.aol.com/exactly-goes-closing-costs-180028479...

    “They typically can be 3% to 4% of the amount of the loan,” Jeff Ostrowski, who covers housing at Bankrate, said of closing costs nationwide. “So if you’re borrowing $400,000, you’re ...

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