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2. VA loan refinance: What is it and how does it work? - AOL

   www.aol.com/finance/va-loan-refinance-does...

   Credit score: The VA doesn’t set minimum credit score guidelines. But generally speaking, you’ll need a credit score of at least 620 to be approved for a VA loan or a VA loan refinance (the ...

3. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. [2]

4. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

5. How many VA loans can you have? - AOL

   www.aol.com/finance/second-va-home-loan...

   VA loan entitlement is the amount of money the Department of Veterans Affairs (VA) will guarantee on a home loan. This helps determine how much you can borrow before needing a down payment.

6. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   Conforming loans above 80% are allowed but typically require private mortgage insurance. [1] Other over-80% LTV loan options exist as well. The Federal Housing Administration (FHA) insures purchase loans to 96.5% and the United States Department of Veterans Affairs and United States Department of Agriculture guarantee purchase loans to 100%. [2]

7. What is a loan-to-value ratio? - AOL

   www.aol.com/finance/loan-value-ratio-184253472.html

   USDA loan – Available to low- and moderate-income homebuyers in rural areas, the U.S. Department of Agriculture gives certain borrowers the ability to get approved with a 100 percent LTV ratio ...