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2. How to negotiate a debt settlement - AOL

   www.aol.com/finance/negotiate-debt-settlement...

   Key takeaways. Debt settlement helps borrowers manage overwhelming debt by allowing them to pay less than the full amount owed. You can negotiate your debts with your creditors directly or hire a ...

3. How to pay off a debt in collections

   www.aol.com/finance/pay-off-debt-collections...

   Before acting on any debt collection, confirm the debt is yours and know the Fair Debt Collection Practices Act (FDCPA) to avoid unfair practices. ... Negotiate a settlement with the collector ...

4. How to tell if debt settlement is a good idea for you - AOL

   www.aol.com/finance/tell-debt-settlement-good...

   They can decline to negotiate or send you to a collection agency before negotiations are completed. You could try to settle your debt and not have the outcome you were hoping for, leaving you with ...

5. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Collection agencies may be unwilling to negotiate a settlement, even after months of payments to a debt settlement company. Having accounts in collections can damage your credit score .

6. Debt settlement - Wikipedia

   en.wikipedia.org/wiki/Debt_settlement

   Debt settlement (also called debt reduction, debt negotiation or debt resolution) is a settlement negotiated with a debtor's unsecured creditor. Commonly, creditors agree to forgive a large part of the debt: perhaps around half, though results can vary widely.

7. How to settle credit card debt - AOL

   www.aol.com/finance/settle-credit-card-debt...

   Key takeaways. Credit card debt settlement is an option when you're experiencing financial strain and want to reduce your overall debt. You can negotiate with the card issuer yourself or work with ...