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  2. How Does Bankruptcy Affect Your HELOC? - AOL

    www.aol.com/finance/does-bankruptcy-affect-heloc...

    After bankruptcy, it will probably be harder to access your home equity through loans or refinancing — due to the filing’s appearance on your credit and financial history, and its negative ...

  3. How bankruptcy affects your mortgage - AOL

    www.aol.com/finance/bankruptcy-affects-mortgage...

    Conventional loans typically require borrowers to wait four years after a Chapter 7 discharge or dismissal to apply for a new mortgage. If you’ve filed for Chapter 13, you can apply two years ...

  4. What to do if you are denied a HELOC or home equity loan - AOL

    www.aol.com/finance/denied-heloc-home-equity...

    Credit score. Minimum score of 640 or higher. Ownership stake. At least 15-20% equity in the home. Debt-to-income ratio. Below 43 percent. Combined loan-to-value ratio

  5. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    Chapter 7 bankruptcy. Leslie Tayne, attorney and founder of Tayne Law Group in Melville, New York, says you’re eligible for a mortgage a few years after a Chapter 7 discharge of debt.

  6. Can You Get a Mortgage After Bankruptcy? 4 Things To ... - AOL

    www.aol.com/finance/mortgage-bankruptcy-4-things...

    See: 4 Debts That Are Not Discharged in Bankruptcy Also: 3 Debts You Can Get Canceled Forever. Bankruptcy makes it harder to do things like qualify for a mortgage. But that doesn’t mean it’s ...

  7. How to get equity out of your home — and how to choose the ...

    www.aol.com/finance/equity-home-184759852.html

    There are three common ways to convert your equity into cash: Home equity loan. A home equity loan is for a fixed amount, at a fixed interest rate, repaid over a set period, often 20 years. It ...

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