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2. Endowment policy - Wikipedia

   en.wikipedia.org/wiki/Endowment_policy

   An endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death. [ 1 ] [ 2 ] These are long-term policies, often designed to repay a mortgage loan, with typical maturities between ten and thirty years within certain age limits.

3. Modified endowment contract - Wikipedia

   en.wikipedia.org/wiki/Modified_endowment_contract

   A modified endowment contract (MEC) is a cash value life insurance contract in the United States where the premiums paid have exceeded the amount allowed to keep the full tax treatment of a cash value life insurance policy. In a modified endowment contract, distributions of cash value are taken from taxable gains first as compared to ...

4. Life insurance - Wikipedia

   en.wikipedia.org/wiki/Life_insurance

   The endowment policy is a life insurance contract designed to pay a lump sum after a specific term (on its 'maturity') or on death. Typical maturities are ten, fifteen, or twenty years up to a certain age limit. Some policies also pay out in the case of critical illness.

5. Endowment selling - Wikipedia

   en.wikipedia.org/wiki/Endowment_selling

   Endowment selling is the selling of an endowment policy to a third party instead of surrendering it to the original life assurance company. This is often done in an attempt to gain more money than the value given when surrendering.

6. Cash value - Wikipedia

   en.wikipedia.org/wiki/Cash_value

   Cash value refers to an investment component in life insurance that grows tax-free over the course of the policy's life. Cash value is a part of permanent life insurance policies and is a living benefit that the policyholder can use during his or her lifetime.

7. 5 car insurance myths — debunked: Red cars, rate negotiations ...

   www.aol.com/finance/car-insurance-myth-212820623...

   Most insurance companies don't ask about your car’s color before offering you an auto policy. However, dark-colored vehicles may be harder to see in low-light conditions or bad weather ...