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  2. California could allow undocumented residents to qualify for ...

    www.aol.com/california-could-allow-undocumented...

    The $300 million in loans were claimed in just 11 days, which raised concerns that the program was helping people who could already afford it. This led to the California Housing Finance Agency and ...

  3. Loan modification vs. refinance: Which option is best for you?

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    A mortgage refinance involves swapping your current loan with a new one, typically with a different rate, term or both. Loan modification A loan modification is a form of relief for borrowers ...

  4. Transferring a mortgage: How it works - AOL

    www.aol.com/finance/transferring-mortgage-works...

    Transferring a mortgage can simplify things: The new borrower wouldn’t have to apply for a new loan, pay for closing costs or possibly risk paying higher interest rates. However, many kinds of ...

  5. Mortgage loan modification: What it is and how to get one - AOL

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    FHA loan modification: There are a few options for an FHA loan modification, including an interest-free loan for up to 30 percent of your balance or a 40-year loan extension.

  6. Home equity loan or HELOC vs. cash-out mortgage refinance - AOL

    www.aol.com/finance/home-equity-loan-heloc-vs...

    Features: New mortgage with fixed or adjustable interest rate. Equity requirement: 20% (if less, incurs mortgage insurance) Loan term: Up to 30 years. Repayment structure: Principal and interest ...

  7. Mortgages and loans to pay for home renovations - AOL

    www.aol.com/finance/mortgages-loans-pay-home...

    Expect to pay about 2 to 5 percent of the new loan amount in closing costs. Other considerations. Since a cash-out refinance involves taking out a new mortgage, you’ll have a new loan with new ...