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Adding a rider alone isn't a sign of a lousy annuity, as life's needs change over time, but your hope should be to find one with fees closer to 0.25% or 0.5%, which would provide less sticker shock.
If you're at or nearing retirement age, it's possible your boss wants you to retire, but you just haven't gotten the memo. Some employers take a direct approach when encouraging workers to start ...
You Have a Plan for Your Free Time. The final key sign that you’re going to enjoy a rich retirement is that you’ve figured out how you’re going to spend your time now that you’re not ...
That plan should consider both early and late retirement, since you might spend 20 to 30 years or more in retirement, according to Jeff Rose, CFP, CEO and founder of Good Financial Cents.
The 4% rule is a common rule of thumb that states that if you withdraw only 4% of your retirement fund each year, you should have enough to last 30 years of retirement.
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Retirement projections are a tricky thing. For the most part, the variables you're dealing with are relatively unpredictable, and they're usually spread out over a multi-decade timeframe. This can...
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