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  2. Indexed universal life insurance - AOL

    www.aol.com/finance/indexed-universal-life...

    Indexed universal life insurance offers flexibility in premium payments and the ability to adjust the death benefit. IUL policies include a minimum guaranteed crediting rate, or interest rate ...

  3. Universal life insurance - AOL

    www.aol.com/finance/universal-life-insurance...

    Flexible premium payments: Universal life insurance allows you to adjust your premium payments. As long as there’s enough cash value to cover costs, you can pay more during good financial ...

  4. Universal Life Insurance: How Does It Compare to Other ... - AOL

    www.aol.com/universal-life-insurance-does...

    What Is Universal Life Insurance? Universal life insurance offers permanent coverage with a unique twist—flexibility. Unlike other policies that lock you into fixed premiums and set death ...

  5. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  6. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

  7. How Variable Universal Life (VUL) Insurance Works - AOL

    www.aol.com/finance/variable-universal-life-vul...

    Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...

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