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2. Debt-service coverage ratio: What is it and how do you ... - AOL

   www.aol.com/finance/debt-coverage-ratio...

   What is a good debt-service coverage ratio? Most lenders want to see a debt-service coverage ratio of at least 1.25. But, lender requirements will vary depending on the type of business loan and ...

3. Debt service coverage ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_coverage_ratio

   The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt service due.

4. How to get a business loan in 6 steps - AOL

   www.aol.com/finance/business-loan-6-steps...

   For example, let’s calculate your DSCR if your annual net operating income is $500,000 and your loan’s yearly principal and interest is $225,000. Step 1. Find your annual net operating income.

5. Bank statement loan: What is it and who should get one? - AOL

   www.aol.com/finance/bank-statement-loan-one...

   You can get approved for a conventional loan with a down payment as low as 3 percent, and a minimum credit score of 620. ... DSCR loans: If you’re a real estate investor, you might qualify for a ...

6. Debt service ratio - Wikipedia

   en.wikipedia.org/wiki/Debt_service_ratio

   A country's international finances are healthier when this ratio is low. For most countries the ratio is between 0 and 20%. In contrast to the debt service coverage ratio, which is calculated as income divided by debt, this ratio is inverse and calculated as debt service divided by country's income from international trade, i.e., exports.

7. Loan life coverage ratio - Wikipedia

   en.wikipedia.org/wiki/Loan_life_coverage_ratio

   Loan Life Coverage Ratio LLCR is a ratio commonly used in project finance.The ratio is defined as: Net Present Value of Cashflow Available for Debt Service ("CFADS") / Outstanding Debt in the period.