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  2. How to rebuild credit after bankruptcy - AOL

    www.aol.com/finance/rebuilding-credit-bankruptcy...

    Here are seven steps you can take to rebuild your credit and get better rates on loans and credit lines sooner rather than later. 1. Keep up with payments on existing loans

  3. Bankruptcy risk score - Wikipedia

    en.wikipedia.org/wiki/Bankruptcy_risk_score

    The BNI 4.0 considers a consumer's credit balances versus credit limits as the most heavily weighted factor. It has a scoring range starting at 1 (low) and ends at 600 (high) with lower scores being a greater risk for filing for bankruptcy within the next 2 years. [4]

  4. What is a personal loan? What you should know before you apply

    www.aol.com/finance/personal-loan-213206505.html

    Personal loans are great for short- to medium-term borrowing at rates that are typically lower than credit cards. They can be a good option if you have good credit and a specific financial goal in ...

  5. Bankruptcy vs. default: Which route is best for you? - AOL

    www.aol.com/finance/bankruptcy-vs-default-route...

    Credit score impact of bankruptcy. Your credit score will likely go down significantly if you file for bankruptcy — by at least 130 points, but sometimes by as much as 200 points or more ...

  6. Getting a mortgage after bankruptcy: What you need to know - AOL

    www.aol.com/finance/getting-mortgage-bankruptcy...

    FHA loans “generally require a lower minimum credit score and down payment than conventional mortgages,” Tayne says (as low as 580 and 3.5 percent down, or 500 and 10 percent down). USDA loan

  7. How does a personal loan affect your credit score? - AOL

    www.aol.com/finance/does-personal-loan-affect...

    For example, if you have two credit cards with a total credit limit of $10,000 taking out a personal loan and consolidating $5,000 of the credit card debt will increase the total amount of credit ...

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