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  2. Lennar calls affordability 'stretched' as cracks in US ... - AOL

    www.aol.com/finance/lennar-calls-affordability...

    High rates have prompted builders to offer a variety of incentives from mortgage rate buydowns to price reductions. Lennar cut its average sales price to $413,000 during the quarter, an 8% drop ...

  3. How much money do you need to buy a house? 6 costs to calculate

    www.aol.com/finance/much-money-buy-house-6...

    Your mortgage rate has a big impact on your monthly mortgage payment, which makes it crucial to shop with multiple lenders for the best mortgage rate. For example, if you got that same $240,000 ...

  4. Housing market affordability is so strained that this Fortune ...

    www.aol.com/finance/housing-market-affordability...

    Look no further than Lennar, a homebuilder ranked No. 119 on the Fortune 500, which is presently promoting a "fixed [mortgage] rate of 4.25%" in Colorado for buyers who "sign a purchase agreement ...

  5. Discount points - Wikipedia

    en.wikipedia.org/wiki/Discount_Points

    For each point purchased, the loan rate is typically reduced by anywhere from 1/8% (0.125%) to 1/4% (0.25%). [ 1 ] [ 2 ] Selling the property or refinancing prior to this break-even point will result in a net financial loss for the buyer while keeping the loan for longer than this break-even point will result in a net financial savings for the ...

  6. Lennar reports Q4 results below estimates on increased cost ...

    www.aol.com/lennar-reports-q4-results-below...

    The second-largest U.S. homebuilder by sales posted adjusted earnings of $4.06 per share for the quarter, below analysts' estimates of $4.16 per share, according to data compiled by LSEG. The U.S ...

  7. How Much Does It Cost To Buy Down Your Interest Rate? - AOL

    www.aol.com/much-does-cost-buy-down-190009381.html

    A high mortgage interest rate can make it difficult to afford your monthly payments despite being fully qualified for your loan. If you choose to buy down your interest rate, this can can ease the...

  8. Is Your Mortgage Rate Over 5%? Here’s Why You May Want To ...

    www.aol.com/mortgage-rate-over-5-why-213856390.html

    Buy down your rate by paying points on the loan. Select a 15-year or 20-year mortgage instead of the usual 30-year loan. To get the lowest rates on a refinance loan, take these steps:

  9. Buying down mortgage rates wasn’t worth it in 2023, experts ...

    www.aol.com/finance/buying-down-mortgage-rates...

    If his client wanted to buy the rate down to 6.75%, it would cost $1,348 in discount points. The monthly savings would amount to $83 per month, yielding a 17-month payback time.