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Money Management International (MMI) is a United States non-profit that provides consumers with free credit counseling and education. [5] [6] [7] In about 25 percent of its consultations, it helps consumers develop a debt management or repayment plan. [5] MMI is funded primarily by creditors. [6]
Credit counseling. Free to $75 per session • Free initial consultation • Personalized advice • No impact on credit • Limited hands-on help • May push debt management programs.
Credit counselors are certified by the National Foundation for Credit Counseling, which offers an online form to connect with help. Consumer Financial Protection Bureau.
Cambridge Credit Counseling was established in 1996 and offers a free initial consultation, a wide variety of services and financial literacy tools. Cambridge Credit Counseling offers services ...
The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.
Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.