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Insurance industry group America's Health Insurance Plans estimates that administrative costs have averaged approximately 12% of premiums over the last 40 years, with costs shifting away from adjudicating claims and towards medical management, nurse help lines, and negotiating discounted fees with healthcare providers. [232]
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An emergency medical technician (often, more simply, EMT) is a medical professional that provides emergency medical services. [ 1 ] [ 2 ] EMTs are most commonly found serving on ambulances and in fire departments in the US and Canada, as full-time and some part-time departments require their firefighters to at least be EMT certified.
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The U.S. Coast Guard Search and Rescue (CG-SAR) is one of the Coast Guard's best-known operations. [24] The National Search and Rescue Plan designates the Coast Guard as the federal agency responsible for maritime SAR operations, and the United States Air Force as the federal agency responsible for inland SAR. [ 25 ]
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