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  2. How to get a mortgage when you’re self-employed - AOL

    www.aol.com/finance/mortgage-self-employed...

    If your self-employment income is insufficient to qualify for a mortgage, having a co-signer or a co-borrower can help you qualify for a mortgage or even a larger loan amount. Having either a co ...

  3. Bank statement loan: What is it and who should get one? - AOL

    www.aol.com/finance/bank-statement-loan-one...

    Bank statement loans are one way for people — like self-employed individuals or gig workers — to borrow money, but there are other mortgage loan options. Unlike bank statement loans, these ...

  4. What Are the Minimum Mortgage Qualifications for 2021? - AOL

    www.aol.com/news/minimum-mortgage-qualifications...

    Qualifying for a mortgage in 2021 may be a different process from years past. The coronavirus pandemic has prompted many lenders to change home loan requirements and altered the evaluation process ...

  5. No doc loan - Wikipedia

    en.wikipedia.org/wiki/No_doc_loan

    Self-employed, unemployed, seasonal workers, and new immigrants generally struggle to meet strict requirements to qualify for loans. A loan with few to no documentation or credit history requirements is easier to qualify for, but generally carries a significantly higher interest rate. [2]

  6. Verification of employment - Wikipedia

    en.wikipedia.org/wiki/Verification_of_employment

    Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003). Lenders require complete ...

  7. 10 first-time homebuyer tips: How to get that house - AOL

    www.aol.com/finance/10-first-time-homebuyer-tips...

    The U.S. housing market is as challenging as ever for homebuyers, with mortgage rates close to a 23-year high, housing prices near an all-time record and inventory tight across the nation. Still ...

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