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2. Vehicle insurance - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance

   Third party insurance protects the policyholder against liability of death or bodily injury to third party up to HK$ 100 million (US$12.87 million) and/or damage to third party property up to HK$ 2 million (US$257,400.26) as a result of crash arising out of the use of the insured vehicle. [18]

3. Liability insurance - Wikipedia

   en.wikipedia.org/wiki/Liability_insurance

   Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

4. Vehicle insurance in the United States - Wikipedia

   en.wikipedia.org/wiki/Vehicle_insurance_in_the...

   Penalties for not purchasing insurance vary by state, but often include a substantial fine, license and/or registration suspension or revocation, and possible jail time. Usually, the minimum required by law is third party insurance to protect third parties against the financial consequences of loss, damage or injury caused by a vehicle.

5. 9 smart ways for seniors and mature drivers to save on car ...

   www.aol.com/finance/ways-seniors-save-car...

   6. Don’t file unnecessary claims. This is a big one, because nothing will jack up your premium faster than filing a damage claim. Of course, it's sometimes necessary to file a claim — after ...

6. Tens of thousands of drivers switch to third-party insurance ...

   www.aol.com/tens-thousands-drivers-switch-third...

   For the past few years, 3 per cent of customers had bought third-party policies, but that has now risen to 4 per cent. Experts say the move is risky and ‘deeply concerning’ (Getty)

7. Peer-to-peer insurance - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_insurance

   In this broker model, insurance policyholders will form small groups online. A part of the insurance premiums paid flow into a group fund, the other part to a third party insurance company. Minor damages to the insured policyholder are firstly paid out of this group fund. For claims above the deductible limit the regular insurer is called upon.