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Under new rules, state insurers for the first time will be allowed to use so-called catastrophe models to help determine the cost of home insurance. The models, developed by firms such as Verisk ...
California Insurance Commissioner Ricardo Lara is telling residents whose homes or businesses were damaged or destroyed by wildfires this week to not sign anything right away -- to be a little ...
The McCarran–Ferguson Act, 15 U.S.C. §§ 1011-1015, is a United States federal law that exempts the business of insurance from most federal regulation, including federal antitrust laws to a limited extent.
(The Center Square) - California homeowners may face noticeable insurance rate hikes under new rules finalized by state regulators that allow property insurers to use complex climate algorithms ...
[A]n insurer may, under [California] Insurance Code sections 331 and 359, rescind a fire insurance policy based on an insured's negligent or unintentional misrepresentation of a material fact in an insurance application, notwithstanding the willful misrepresentation clause included in the required standard form fire insurance policy (Insurance ...
In 2008, Carl Malamud published title 24 of the CCR, the California Building Standards Code, on Public.Resource.Org for free, even though the OAL claims publishing regulations with the force of law without relevant permissions is unlawful. [2] In March 2012, Malamud published the rest of the CCR on law.resource.org. [3]
Coverage type. Details. Standard policy. Requires an additional policy or endorsement. Liability. If a guest is injured while on your property or you are found responsible for damaging someone ...
Key takeaways. Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home ...