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  2. Efficiency ratio - Wikipedia

    en.wikipedia.org/wiki/Efficiency_ratio

    The efficiency ratio indicates the expenses as a percentage of revenue (expenses / revenue), with a few variations – it is essentially how much a corporation or individual spends to make a dollar; entities are supposed to attempt minimizing efficiency ratios (reducing expenses and increasing earnings). The concept typically applies to banks.

  3. Unum Group (UNM) Q4 2024 Earnings Call Transcript - AOL

    www.aol.com/unum-group-unm-q4-2024-183015354.html

    Investing in these capabilities to grow our core business and increase efficiency is a key priority. As a result, the full-year 2024 adjusted operating expense ratio of 21.7% was consistent with 2023.

  4. Operating ratio - Wikipedia

    en.wikipedia.org/wiki/Operating_ratio

    The operating ratio can be used to determine the efficiency of a company's management by comparing operating expenses to net sales. It is calculated by dividing the operating expenses by the net sales. The smaller the ratio, the greater the organization's ability to generate profit. The ratio does not factor in expansion or debt repayment. [2]

  5. Earnings before interest and taxes - Wikipedia

    en.wikipedia.org/wiki/Earnings_before_interest...

    In accounting and finance, earnings before interest and taxes (EBIT) is a measure of a firm's profit that includes all incomes and expenses (operating and non-operating) except interest expenses and income tax expenses. [1] [2] Operating income and operating profit are sometimes used as a synonym for EBIT when a firm does not have non-operating ...

  6. Bank of America: Buy, Sell, or Hold?

    www.aol.com/finance/bank-america-buy-sell-hold...

    Bank of America (NYSE: BAC) is a well-known financial services powerhouse. ... This massive size is beneficial because it means the business can leverage its operating expenses better than smaller ...

  7. KLA (KLAC) Q2 2025 Earnings Call Transcript - AOL

    www.aol.com/kla-klac-q2-2025-earnings-041511743.html

    Operating expenses were comprised of $342 million in R&D and $254 million in SG&A. Operating margin was 42.3%. Other income and expense net was a $31 million expense. The quarterly effective tax ...

  8. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    The debt service coverage ratio (DSCR), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt service due.

  9. Datadog (DDOG) Q4 2024 Earnings Call Transcript - AOL

    www.aol.com/datadog-ddog-q4-2024-earnings...

    Q4 operating income was $179 million or a 24% operating margin compared to 25% last quarter and 28% in the year-ago quarter. Now, turning to the balance sheet and cash flow statements.