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  2. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    The classic FICO credit score (named FICO credit score) is between 300 and 850, and 59% of people had between 700 and 850, 45% had between 740 and 850, and 1.2% of Americans held the highest FICO score (850) in 2019. [15] According to FICO, the median FICO credit score in 2006 was 723 [16] and 721 in 2015. [17]

  3. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [ 37 ] 2004 research study found fewer than 40% of consumers who lived in high-Black Indigenous and people of color [BIPOC] neighborhoods had credit scores of over 701.

  4. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    Credit mix (10%): Evaluates the variety of credit types you have, such as mortgages, student loans and credit cards. This shows your ability to manage different kinds of credit responsibly.

  5. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of an individual. [1]

  6. Do other countries have credit scores? - AOL

    www.aol.com/finance/other-countries-credit...

    Freezing your credit reports: A credit freeze limits access to your credit reports, which can help prevent identity thieves from opening new loans or credit cards in your name while you’re away ...

  7. What is considered a fair credit score? - AOL

    www.aol.com/finance/considered-fair-credit-score...

    If you had a fair credit score of 600, you would pay $101 more each month and a total of $3,637 more in interest over the three-year loan term.