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TIGTA’s review of tax providers offering early refund products found that one provider charged almost 36% on refund anticipation loans issued from November 1, 2023, to December 31, 2023, with a ...
Use of tax-time financial products, such as refund anticipation loans, in 2016. Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund.
A refund anticipation loan (RAL) is a tax refund loan that gives you access to your refund before it is delivered by the IRS. Instead, they choose to take out tax refund anticipation loans.
Getting a tax refund advance or a refund anticipation loan through a tax preparation service might seem like a quick and easy way to get funds, but as experts warn, these types of loans come with ...
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Of those, about 96% used a refund anticipation check, or RAC, the Treasury Inspector General for Tax Administration estimated in a report last week. Another 4% used a refund anticipation loan, or RAL.