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2. How to consolidate student loans & why you might want to

   www.aol.com/finance/consolidate-student-loans...

   To consolidate your federal student loans, first complete an application form for direct consolidation online or by mail. Once you have selected a repayment plan and loan servicer, your ...

3. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   However, if a Parent PLUS Loan is consolidated into a Direct Consolidation Loan, then the Direct Consolidation Loan may be repaid under the ICR Plan. [2] Eligible loans for the IBR Plan are all loans made under the Ford Program and Federal Family Education Loan Program except for Parent PLUS Loans.

4. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   There are four types of direct loans: Direct PLUS Loan: The direct PLUS loan is a federal loan that graduate or professional students and parents of undergraduate students can use to pay for their education. These loans can be used to help pay for education expenses not covered by financial aid. The Direct PLUS loan is not based on financial ...

5. Federal student loan consolidation - Wikipedia

   en.wikipedia.org/wiki/Federal_student_loan...

   The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

6. Pros and cons of consolidating student loans

   www.aol.com/finance/pros-cons-consolidating...

   Potentially lower monthly payments: Direct Consolidation Loans have a repayment timeline of up to 30 years, as opposed to the standard repayment period of 10 years. This longer repayment term can ...

7. Student Loans: 3 Forgiveness Programs Are Going Away ... - AOL

   www.aol.com/student-loans-3-forgiveness-programs...

   Because it takes at least 60 days to process a Direct Consolidation Loan application and to disburse the new loan, per the Federal Student Aid site, you’ll want to submit an application sooner ...