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  2. Commercial general liability insurance - Wikipedia

    en.wikipedia.org/wiki/Commercial_general...

    In the United States insurance market this is known as Commercial General Liability (CGL). It is the "first line" of coverage that a business typically purchases, [ 1 ] and covers many of the common risks that can happen to any type of business, such as bodily injury or property damage on the business premises or due to the business operations ...

  3. Business owner's policy - Wikipedia

    en.wikipedia.org/wiki/Business_owner's_policy

    Business interruption insurance provides up to 12 months’ income for covered businesses when they are forced to shut down operations because of a covered property event. The liability portion of a business owner's policy offers coverage for third parties who suffer property damage, advertising injury or personal injury on a covered business's ...

  4. Types of business insurance - AOL

    www.aol.com/finance/types-business-insurance...

    Commercial auto insurance. Pays for property damage and bodily injury claims that occur after an at-fault accident in the company-owned vehicle, along with theft and vandalism of the vehicle ...

  5. Owner-controlled insurance program - Wikipedia

    en.wikipedia.org/wiki/Owner-controlled_insurance...

    An OCIP may provide a number of advantages to a construction project owner, including: [6] Lower costs to the property owner as bulk purchase of insurance lowers total cost; OCIP broker and underwriting insurer will enforce stringent safety and loss control procedures; Reduction in time required to obtain insurance certificates for contractors

  6. Small business financial planning for 2025 - AOL

    www.aol.com/finance/small-business-financial...

    Small business insurance can cover a variety of incidents and situations, including: General liability insurance : Helps with property damage to other people's property and physical injury to non ...

  7. Why Liability Insurance Is a Must for Any Small Business - AOL

    www.aol.com/why-liability-insurance-must-small...

    Here are some of the most common types of liability insurance: General liability: This type of insurance covers lawsuits involving bodily injury or property damage. Professional liability: This ...

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