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  2. What does no-fault state mean? - AOL

    www.aol.com/finance/does-no-fault-state-mean...

    The claim will be handled according to the state’s fault laws. Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault ...

  3. Texas car insurance laws: What you need to know to ... - AOL

    www.aol.com/finance/texas-car-insurance-laws...

    No, Texas is not a no-fault state. Instead, it follows a traditional tort system for auto insurance, meaning the at-fault party in an accident is responsible for covering medical and other ...

  4. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...

  5. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    The most flexible state for car insurance alternatives is New Hampshire. In New Hampshire, drivers are not required to carry auto insurance, except in cases where they must have an SR-22. Here are ...

  6. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Until 1956, when the New York legislature passed their compulsory insurance law, Massachusetts was the only state in the U.S. that required drivers to get insurance before registration. North Carolina followed suit in 1957 and then in the 1960s and 1970s numerous other states passed similar compulsory insurance laws.

  7. No-fault insurance - Wikipedia

    en.wikipedia.org/wiki/No-fault_insurance

    24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.

  8. Moving to a new state? Here's how to switch your car ... - AOL

    www.aol.com/finance/car-insurance-moving-states...

    In choice no-fault states, you pick your system when you buy car insurance — either at-fault or no-fault. If you pick the no-fault option, your insurance covers your injuries regardless of who ...

  9. These states are increasing minimum coverage ... - AOL

    www.aol.com/finance/states-increasing-minimum...

    The phrase refers to the lowest amount of liability car insurance coverage that drivers must carry according to state laws. You may have seen numbers listed on your policy, such as 30/60/15.